Apollo Clinic
4.7 · General physician, Paediatrics
Health insurance was built for the 1% chance you're hospitalised.
What about the other 99%
Cashless Partners Near You
Redcliffe Labs
4.6 · Blood tests, Home collection
Dental clinics
Eye care centres
Find Treatment
Cashless across 4,000+ partner locations
Prime.Care—Cashless OPD Cover From Day One
Your health insurance is built for the hospital bill you hope you never see. Prime.Care covers the doctor's bill you'll almost certainly see this month, with one card and zero paperwork.
Zero Waiting Period- 100% Cashless Partner Network
- 15-Day Refund Promise
Find The Right Plan For You
Answer a few questions and we'll match you with the best options.
Who Needs Cover?
Just you, your partner and kids, or your parents too.
What Kind of Care Do You Need?
Doctor visits, monthly medicines, lab tests, or all three.
How Much Do You Spend?
Plans starting at ₹833 a month.
Care for Every Stage of Life
One shared OPD wallet for everyone on your card.
Yourself
From ₹833 / month
Couples
Young Families
From ₹1,764 / month
Kids
Parents
From ₹2,125 / month
Who Is Prime.Care For?
Salaried Employees
Your group insurance covers hospitalisation but skips OPD entirely. This fills the exact gap without touching your existing policy.
Freelance & Gig Workers
No employer cover at all. An affordable way to handle routine healthcare costs on your own terms.
Young Families
When your calendar is full of paediatrician visits, vaccinations and check-ups, a shared wallet keeps it predictable.
Anyone Managing a Routine Condition
Regular consultations and monthly medicines add up fast. An OPD wallet smooths that spend out.
First-Time Buyers
No medical test, no complicated underwriting, and a 15-day refund window to try it risk-free.
Start With One Plan and Cover Your Whole Family
Same tiers for every family size. Prices include GST.
Bronze
₹833/ month
₹10,000 / year · ₹20,000 OPD wallet
Not available for Family cover
Not available for Extended family cover
- Doctor consultations
- Medicines
- Diagnostics
- Annual health check-up
Silver
₹1,424/ month
₹17,085 / year · ₹30,000 OPD wallet
₹1,764/ month
₹21,165 / year · ₹30,000 OPD wallet
₹2,125/ month
₹25,500 / year · ₹30,000 OPD wallet
- Doctor consultations
- Medicines
- Diagnostics
- Annual health check-up
Gold
₹1,787/ month
₹21,440 / year · ₹40,000 OPD wallet
₹2,213/ month
₹26,560 / year · ₹40,000 OPD wallet
₹2,667/ month
₹32,000 / year · ₹40,000 OPD wallet
- Doctor consultations
- Medicines
- Diagnostics
- Annual health check-up
Platinum
Most popular₹2,094/ month
₹25,125 / year · ₹50,000 OPD wallet
₹2,594/ month
₹31,125 / year · ₹50,000 OPD wallet
₹3,125/ month
₹37,500 / year · ₹50,000 OPD wallet
- Doctor consultations
- Medicines
- Diagnostics
- Annual health check-up
Advanced
₹2,931/ month
₹35,175 / year · ₹75,000 OPD wallet
₹3,631/ month
₹43,575 / year · ₹75,000 OPD wallet
₹4,375/ month
₹52,500 / year · ₹75,000 OPD wallet
- Doctor consultations
- Medicines
- Diagnostics
- Annual health check-up
Why Prime.Care
Zero Paperwork, No Claims
Covered From Day One
Works Across Any Partner Network
Backed by the Healthcare Names You Trust
Prime.Care is network-agnostic, so your card works across every partner system: clinics, labs, pharmacies and hospital OPDs.
- Pay Nothing at the Counter
- Book Online or Walk In
FAQ
Prime Care is an OPD (outpatient) plan - it covers the healthcare you actually use every day: doctor visits, diagnostics and medicines. Traditional health insurance covers hospitalisation only. Prime Care fills the gap for everyday primary care, with cashless benefits from Day 1 and no waiting period.
Yes. Your OPD wallet activates the same day once your KYC is complete and payment is received. You can then walk into a network clinic and use your cashless QR to pay.
Yes. Prime Care offers a 15-day free-look period. If you haven't used any benefits, you get a full refund - no questions asked. After 15 days, annual plans can be cancelled with a pro-rata refund for unused months, minus any benefits already used.
A Family plan covers self + spouse + up to 2 children. The wallet is shared across all covered members.
The cashless QR is a payment method linked to your OPD wallet. At any network clinic, diagnostic centre, or pharmacy, scan your QR to pay directly from your plan wallet - no reimbursement, no waiting. Each transaction is capped at ₹2,000.